One problem, done well
Each Xylo app does a single job beautifully — no bloat, no busywork, no second-guessing.
Xylo · a software studio
Apps for the moments
that matter.
We build focused, beautiful software that quietly solves the real problems of everyday life — starting with your money, and growing from there.
Why Xylo
A studio building a family of focused apps — each one solving a real problem people run into every day.
Quietly intelligent
AI works in the background to remove effort, not to show off. The best feature is the one you never notice.
A joy to return to
Software you actually look forward to opening. Calm, considered, and a little bit delightful.
The apps
What we’re building
One app is live today. The rest are taking shape — each one a small, focused answer to a problem worth solving.
Personal financeLive now
Xylo Money
Money, meet AI.
Most people have no idea where their money actually goes. Xylo Money connects your accounts, categorizes every transaction with AI, and turns the mess into clear, personalized insight — so you can spend wisely without spreadsheets.
Time & focusIn the works
Xylo Days
A calmer relationship with your time.
Calendars tell you where to be, not how to feel about your week. Xylo Days blends planning and gentle focus so your days have room to breathe.
Health & wellnessIn the works
Xylo Body
Health tracking that finally makes sense.
Your health data lives in ten different apps. Xylo Body brings it together and tells you what actually matters today, in plain language.
Home & life adminIn the works
Xylo Nest
Run your home without the mental load.
Bills, renewals, repairs, warranties — the invisible work of a household. Xylo Nest remembers it all so you don't have to.
A problem worth
solving?
We’re always listening for the small frustrations of everyday life that good software could quietly fix. Tell us about yours.